The parties that could be at fault in your car crash begin with other drivers. When a driver is negligent, such as by distracted driving or violating a traffic law, they are liable for the damages that they cause. The insurance company of the negligent driver should cover your losses, and in some cases, more than one driver might be at fault.
You might also hold the other driver’s employer liable. When an employee is doing their job and causes an accident while they are in the course of their employment, generally, their employer will also be vicariously liable. This might happen when you are hit by a commercial truck driver or a delivery driver, for example.
Companies can also be negligent in their own right. Sometimes, employers require that employees work too much, making them fatigued and unable to drive safely. In other situations, employees may be incentivized to complete deliveries as quickly as possible, and they could cause accidents as a result of their rushing and speeding.
Trucking companies and companies like Uber have insurance that can cover the cost of accidents, and you may be entitled to compensation from these corporate insurers that have much higher policy limits. Your car accident attorney can advise you of which parties they will pursue to achieve full compensation and coverage for your accident.